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Estate Planning Blog Digest

E.P.P.G. Law of St. Johns – St. Augustine, FL

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joint tenants with right of survivorship

Joint Tenants With Right of Survivorship in Florida: How Owning Property Together Really Works

Florida does not assume survivorship when two people own property together. The deed has to say so, and the words chosen affect probate, creditors, and what your will can control.
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holding real estate in llc

Own a Vacation Rental in St. Augustine? How Your LLC and Your Trust Can Work Together

An LLC and a revocable trust answer different questions about a rental property. The usual arrangement has the company owning the house and the trust owning the company.
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does a revocable trust protect assets from creditors

Does a Revocable Trust Protect Your Assets From Creditors in Florida?

A revocable trust is built for probate avoidance and incapacity rather than creditor protection. Florida supplies that separately, through exemptions that apply with or without a trust.
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power of attorney vs trustee

Power of Attorney vs. Trustee: Who Manages What for Palm Coast Families

Both roles manage property on someone else's behalf, but they govern different assets and end at different times. Understanding where one stops and the other begins prevents gaps in a plan.
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simple vs complex trust

Simple vs. Complex Trusts: How Your Florida Trust Is Taxed After You’re Gone

Federal tax law divides trusts into two categories, and the label has little to do with how complicated the document is. It determines how income is taxed and who ultimately pays it.
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revocable trust taxes

What a Revocable Trust Actually Does for You (and What It Doesn’t)

A revocable trust is a strong tool for probate avoidance and incapacity planning. It is not a tax shelter, and it does not shield assets from creditors. Here is the line between the two.
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quitclaim deed florida

Should You Add Your Child to Your Florida Deed? What a Quitclaim Really Costs Your Family

Adding an adult child to your deed looks like a shortcut around probate. It is a completed gift the day it is recorded, and the tax and ownership effects are worth understanding before anyone signs.
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per stirpes vs per capita

Per Stirpes vs. Per Capita: What Those Words on Your Beneficiary Form Actually Mean

Two Latin terms on a beneficiary form decide whether a share passes down to the next generation or gets redivided among the people still living. Knowing which one you selected is worth a few minutes.
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